https://www.antigonafinance.com.au/home-loan-guides daily 0.75 2026-10-08 https://www.antigonafinance.com.au/home-loan-guides/why-use-a-mortgage-broker monthly 0.5 2026-10-11 https://www.antigonafinance.com.au/home-loan-guides/cash-flow-support-for-business monthly 0.5 2026-10-05 https://images.squarespace-cdn.com/content/v1/6a2111781f2ab94067d3d022/1791237409002-F82O9R5YPGMR1TTECH2U/unsplash-image-8wLZi9OhsWU.jpg Home Loan Guides - When Does a Business Need Cash Flow Support? What to Know Before the ATO Stops Taking Credit Cards - From 30 November 2026, the ATO will no longer accept credit card payments. For many business owners, putting a BAS or tax bill on a credit card has been a way to get through a tight quarter and clear the card once customers paid their invoices. That option is about to end. It's a good time to look at how your business handles the gap between money going out and money coming in. Needing cash flow support is common, even for profitable businesses. Wages, suppliers and tax are due on fixed dates, while income often arrives later or unevenly. This guide covers what cash flow support is, seven common reasons businesses look for it, what the ATO change means for you, and the main types of cash flow finance. https://www.antigonafinance.com.au/home-loan-guides/refinancing-strategies-home-loan monthly 0.5 2026-10-01 https://images.squarespace-cdn.com/content/v1/6a2111781f2ab94067d3d022/1790897499852-10AB93JD725T1L63U3G8/unsplash-image-Vs6ip7fsld8.jpg Home Loan Guides - 4 Refinancing Strategies to Consider for Your Home Loan - When interest rates rise, repayments go up for most borrowers on a variable rate. That can put pressure on the household budget, but it's also a good reason to check whether your home loan still suits you. On 29 September 2026, the Reserve Bank of Australia (RBA) raised the cash rate by 0.25% to 4.60%, the highest since 2011. The cash rate is the benchmark that influences what lenders charge, and lenders usually pass at least some of each increase on to their variable home loan rates. This guide covers why a rate rise is a good time to review your loan, four refinancing strategies to consider, and what to check before making a change. https://www.antigonafinance.com.au/home-loan-guides/borrowing-power-explained-what-affects-the-maximum-loan-amount-you-can-get-approved-for monthly 0.5 2026-10-02 https://images.squarespace-cdn.com/content/v1/6a2111781f2ab94067d3d022/1789287053261-HWHO14X2Q3T6UR9AYQMC/unsplash-image-LNnmSumlwO4.jpg Home Loan Guides - Borrowing Power Explained - Ask two people with the same income how much they can borrow for a home loan, and you'll often get two very different answers. Borrowing power is the maximum amount a lender is willing to lend you, and while your income is a major factor, it's rarely the only one In this guide, we'll walk through the main factors that affect borrowing capacity, and practical steps that can help you put yourself in a stronger position before you apply. https://www.antigonafinance.com.au/home-loan-guides/first-home-buyer-guide monthly 0.5 2026-10-02 https://images.squarespace-cdn.com/content/v1/6a2111781f2ab94067d3d022/1789076500329-KW36H815H880ADFSJHYT/unsplash-image-bEQgcVTb1hQ.jpg Home Loan Guides - First Home Buyer Guide: 8 Steps to Buying Your First Home in Australia - Buying your first home can seem daunting and you may not know the process of it. This guide will go through the steps it takes to secure a mortgage on your first property. Get Your Finances Ready Find a Mortgage Broker Who Understands Your Situation Organise a Pre-Approval Make an Offer and Get the Contract Reviewed Submit Additional Documents for Your Loan Application The Loan Approval Process and What to Expect Settlement After Settlement, What Happens Next https://www.antigonafinance.com.au/home-loan-guides/first-home-buyer-schemes-and-concessions-2026-guide monthly 0.5 2026-10-02 https://images.squarespace-cdn.com/content/v1/6a2111781f2ab94067d3d022/1788485955829-ZC2JIVNBH6EER033ICJY/unsplash-image-yR6gb0lE2LE.jpg Home Loan Guides - First Home Buyer Schemes and Concessions: 2026 Guide - Buying your first home comes with more government help than most people realise. There are 5 schemes and initiatives that could make it easier, including one available only to Queenslanders. First Home Owners Grant (FHOG) First Home Guarantee Scheme (5% Deposit) (HGS) State Stamp Duty Concessions Help to Buy (Federal Scheme) Boost to Buy (QLD Scheme) https://images.squarespace-cdn.com/content/v1/6a2111781f2ab94067d3d022/1788492192287-JVL4YGY2Y99MXH60YN9F/unsplash-image-Ebj87ehFNNU.jpg Home Loan Guides - First Home Buyer Schemes and Concessions: 2026 Guide - First Home Guarantee Scheme (5% Deposit) (HGS) The First Home Guarantee (part of the Australian Government's Home Guarantee Scheme) lets eligible buyers purchase a home with as little as a 5% deposit, without paying Lender's Mortgage Insurance (LMI) as the government guarantees the shortfall up to 15% of the property value. Since 1 October 2025 there are no income caps and no waitlist, so it is open to any eligible applicant rather than a limited number of places. https://images.squarespace-cdn.com/content/v1/6a2111781f2ab94067d3d022/1788492819864-39O6J6QLW534RSVFS368/unsplash-image-OQMZwNd3ThU.jpg Home Loan Guides - First Home Buyer Schemes and Concessions: 2026 Guide - State Stamp Duty Concessions For first home buyers, you may be eligible to have your stamp duty discounted or, in some cases, fully waived, provided you meet the criteria in your state or territory. Below is a table of the discounts and waivers currently available in each state and territory. https://images.squarespace-cdn.com/content/v1/6a2111781f2ab94067d3d022/1788492694029-PBK37A40O17N1R0RVB0S/unsplash-image-WWVLdFbTiVk.jpg Home Loan Guides - First Home Buyer Schemes and Concessions: 2026 Guide - Help to Buy (Federal Scheme) Help to Buy is a federal shared equity scheme run by Housing Australia. Instead of borrowing the full purchase price, the Australian Government co-buys the home with you which reduces the size of your mortgage and, in most cases, removing the need for Lender's Mortgage Insurance https://images.squarespace-cdn.com/content/v1/6a2111781f2ab94067d3d022/1788492905186-2AL23KUHWUR7ACI5J2GN/unsplash-image-nHiPAtsZcCo.jpg Home Loan Guides - First Home Buyer Schemes and Concessions: 2026 Guide - Boost to Buy (QLD Only Scheme) Boost to Buy is Queensland's own shared equity scheme, run by Queensland Treasury alongside (not instead of) the federal Help to Buy scheme. 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